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Government Grant Programs

The United States government has designed many different government grant programs to help its citizens for many different things. These programs provide financial assistance for a variety of needs, including housing, education, and farming. There are over 900 different grants offered to Americans that have been set up by the Federal Government. Each grant covers a specific category. Some examples of the categories covered by government grant programs include health, agriculture, energy, education, and arts, just to name a few. The difference between Federal loans and government grant programs is that grants are also known as gifts, which means these monetary gifts do not have to be repaid.

In order to receive a government grant, one must apply for the grant first. Depending on what the grant is needed for, you may have to complete several forms and applications. Approximately 90 percent of government grant programs are designated for basic needs such as housing and education, while a smaller percentage are grants used for businesses. These types of grants are more difficult to get, and are awarded competitively, depending upon which institution or business needs them most. Of course, the most common of all government grant programs is the student grant. These are offered to lower income students who may not be able to afford the high costs of a college education. The government applies a formula that is used to determine a student's eligibility. In many cases, students may receive grants that can help them with college costs, but in most instances this amount will not cover the entire cost. Be sure to read about all available government grant programs to decide which options will be best for your needs. Do not hesitate to apply for more than one, since in some instances you may be awarded more than just one depending on your situation.

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